{"id":231,"date":"2019-02-28T22:10:58","date_gmt":"2019-02-28T13:10:58","guid":{"rendered":"http:\/\/net-net1990.com\/monekin\/?p=231"},"modified":"2026-10-02T06:50:30","modified_gmt":"2026-10-01T21:50:30","slug":"%e5%80%9f%e9%87%91%e8%bf%94%e6%b8%88%e3%81%ae%e3%82%b3%e3%83%84%e3%80%90%ef%bc%92%e3%80%91","status":"publish","type":"post","link":"https:\/\/net-net1990.com\/monekin\/2019\/02\/28\/%e5%80%9f%e9%87%91%e8%bf%94%e6%b8%88%e3%81%ae%e3%82%b3%e3%83%84%e3%80%90%ef%bc%92%e3%80%91\/","title":{"rendered":"\u501f\u91d1\u306e\u8fd4\u6e08\u65e5\u306b\u9593\u306b\u5408\u308f\u306a\u3044\u3068\u304d\uff5c\u652f\u6255\u65b9\u6cd5\u3068\u501f\u308a\u63db\u3048\u306e\u6ce8\u610f\u70b9"},"content":{"rendered":"<p>\u8fd4\u6e08\u65e5\u306b\u304a\u91d1\u304c\u8db3\u308a\u306a\u3044\u3068\u5206\u304b\u3063\u305f\u3089\u3001\u5951\u7d04\u5185\u5bb9\u3068\u4e0d\u8db3\u984d\u3092\u78ba\u8a8d\u3057\u3001\u65e9\u3081\u306b\u76f8\u8ac7\u3057\u307e\u3057\u3087\u3046\u3002\u5229\u606f\u3060\u3051\u3092\u5165\u91d1\u3059\u308c\u3070\u5fc5\u305a\u5ef6\u6ede\u6271\u3044\u3092\u907f\u3051\u3089\u308c\u308b\u3001\u501f\u91d1\u3092\u307e\u3068\u3081\u308c\u3070\u5fc5\u305a\u8ca0\u62c5\u304c\u6e1b\u308b\u3001\u3068\u3044\u3063\u305f\u4e00\u5f8b\u306e\u65b9\u6cd5\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<div id=\"toc_container\" class=\"no_bullets\"><p class=\"toc_title\">Contents<\/p><ul class=\"toc_list\"><li><a href=\"#i\"><span class=\"toc_number toc_depth_1\">1<\/span> \u8fd4\u6e08\u65e5\u307e\u3067\u306b\u78ba\u8a8d\u3059\u308b\u3053\u3068<\/a><\/li><li><a href=\"#i-2\"><span class=\"toc_number toc_depth_1\">2<\/span> \u8fd4\u6e08\u65e5\u306e\u5909\u66f4\u306f\u3001\u5909\u66f4\u5f8c\u306e\u6761\u4ef6\u307e\u3067\u78ba\u8a8d\u3059\u308b<\/a><\/li><li><a href=\"#i-3\"><span class=\"toc_number toc_depth_1\">3<\/span> \u300c\u5229\u606f\u3060\u3051\u6255\u3048\u3070\u5ef6\u6ede\u306b\u306a\u3089\u306a\u3044\u300d\u3068\u306f\u9650\u3089\u306a\u3044<\/a><\/li><li><a href=\"#i-4\"><span class=\"toc_number toc_depth_1\">4<\/span> \u9045\u5ef6\u640d\u5bb3\u91d1\u306f\u5951\u7d04\u3068\u8acb\u6c42\u5185\u5bb9\u3067\u78ba\u8a8d\u3059\u308b<\/a><\/li><li><a href=\"#i-5\"><span class=\"toc_number toc_depth_1\">5<\/span> \u501f\u308a\u63db\u3048\u30fb\u304a\u307e\u3068\u3081\u306f\u6708\u984d\u3060\u3051\u3067\u6bd4\u8f03\u3057\u306a\u3044<\/a><\/li><li><a href=\"#i-6\"><span class=\"toc_number toc_depth_1\">6<\/span> \u8fd4\u6e08\u306e\u898b\u901a\u3057\u304c\u7acb\u305f\u306a\u3044\u3068\u304d\u306e\u76f8\u8ac7\u5148<\/a><\/li><li><a href=\"#i-7\"><span class=\"toc_number toc_depth_1\">7<\/span> \u53c2\u8003\u8cc7\u6599<\/a><\/li><\/ul><\/div>\n<h2><span id=\"i\">\u8fd4\u6e08\u65e5\u307e\u3067\u306b\u78ba\u8a8d\u3059\u308b\u3053\u3068<\/span><\/h2>\n<ul>\n<li>\u4eca\u56de\u306e\u8acb\u6c42\u984d\u3068\u8fd4\u6e08\u65e5<\/li>\n<li>\u53e3\u5ea7\u632f\u66ff\u30fb\u632f\u8fbc\u306a\u3069\u306e\u652f\u6255\u65b9\u6cd5<\/li>\n<li>\u8fd4\u6e08\u7528\u53e3\u5ea7\u306e\u6b8b\u9ad8\u3068\u3001\u5165\u91d1\u3067\u304d\u308b\u4e88\u5b9a\u65e5<\/li>\n<li>\u6bce\u6708\u306e\u53ce\u5165\u3068\u3001\u751f\u6d3b\u306b\u5fc5\u8981\u306a\u652f\u51fa<\/li>\n<\/ul>\n<p>\u652f\u6255\u65e5\u3092\u5fd8\u308c\u3066\u3044\u305f\u5834\u5408\u3068\u3001\u5bb6\u8a08\u5168\u4f53\u304c\u8d64\u5b57\u3067\u8fd4\u6e08\u3067\u304d\u306a\u3044\u5834\u5408\u3067\u306f\u3001\u5fc5\u8981\u306a\u5bfe\u7b56\u304c\u7570\u306a\u308a\u307e\u3059\u3002\u4e0d\u8db3\u5206\u3092\u65b0\u305f\u306a\u501f\u5165\u308c\u3067\u57cb\u3081\u7d9a\u3051\u308b\u524d\u306b\u3001\u53ce\u652f\u3092\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<h2><span id=\"i-2\">\u8fd4\u6e08\u65e5\u306e\u5909\u66f4\u306f\u3001\u5909\u66f4\u5f8c\u306e\u6761\u4ef6\u307e\u3067\u78ba\u8a8d\u3059\u308b<\/span><\/h2>\n<p>\u7d66\u6599\u65e5\u3068\u8fd4\u6e08\u65e5\u304c\u5408\u308f\u306a\u3044\u5834\u5408\u306f\u3001\u5951\u7d04\u5148\u306b\u5909\u66f4\u3067\u304d\u308b\u304b\u3092\u78ba\u8a8d\u3057\u307e\u3059\u3002\u5909\u66f4\u306e\u53ef\u5426\u3084\u9078\u3079\u308b\u65e5\u306f\u5951\u7d04\u306b\u3088\u3063\u3066\u7570\u306a\u308a\u3001\u5fc5\u305a\u5e0c\u671b\u3069\u304a\u308a\u306b\u306a\u308b\u3068\u306f\u9650\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u5909\u66f4\u3067\u304d\u308b\u5834\u5408\u3082\u3001\u3044\u3064\u304b\u3089\u9069\u7528\u3055\u308c\u308b\u304b\u3001\u76f4\u8fd1\u306e\u652f\u6255\u65e5\u3068\u8acb\u6c42\u984d\u306f\u3069\u3046\u306a\u308b\u304b\u3092\u78ba\u8a8d\u3057\u307e\u3057\u3087\u3046\u3002\u624b\u7d9a\u304d\u304c\u5b8c\u4e86\u3057\u305f\u3068\u601d\u3044\u8fbc\u307e\u305a\u3001\u5951\u7d04\u5148\u304b\u3089\u306e\u6848\u5185\u3092\u4fdd\u5b58\u3057\u3001\u6b21\u56de\u306e\u5f15\u843d\u3057\u7d50\u679c\u3082\u78ba\u8a8d\u3057\u307e\u3059\u3002<\/p>\n<h2><span id=\"i-3\">\u300c\u5229\u606f\u3060\u3051\u6255\u3048\u3070\u5ef6\u6ede\u306b\u306a\u3089\u306a\u3044\u300d\u3068\u306f\u9650\u3089\u306a\u3044<\/span><\/h2>\n<p>\u7d04\u675f\u3057\u305f\u8acb\u6c42\u984d\u3092\u6255\u3048\u306a\u3044\u3068\u304d\u306b\u3001\u81ea\u5df1\u5224\u65ad\u3067\u5229\u606f\u5206\u3060\u3051\u3092\u5165\u91d1\u3057\u3066\u3082\u3001\u5951\u7d04\u3069\u304a\u308a\u306b\u652f\u6255\u3063\u305f\u6271\u3044\u306b\u306a\u308b\u4fdd\u8a3c\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u652f\u6255\u984d\u3084\u671f\u65e5\u306e\u5909\u66f4\u3092\u76f8\u8ac7\u3059\u308b\u5834\u5408\u306f\u3001\u5408\u610f\u3057\u305f\u5185\u5bb9\u3068\u4fe1\u7528\u60c5\u5831\u4e0a\u306e\u53d6\u6271\u3044\u306b\u3064\u3044\u3066\u3001\u5951\u7d04\u5148\u306b\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<p>CIC\u306e\u958b\u793a\u5831\u544a\u66f8\u306b\u306f\u3001\u8acb\u6c42\u3069\u304a\u308a\u306e\u5165\u91d1\u3001\u4e00\u90e8\u5165\u91d1\u3001\u7d04\u675f\u306e\u65e5\u306e\u672a\u5165\u91d1\u306a\u3069\u3092\u533a\u5225\u3059\u308b\u8868\u793a\u304c\u3042\u308a\u307e\u3059\u3002\u300c\u5c11\u3057\u5165\u91d1\u3057\u305f\u304b\u3089\u4fe1\u7528\u60c5\u5831\u306b\u5f71\u97ff\u3057\u306a\u3044\u300d\u3068\u8003\u3048\u306a\u3044\u3053\u3068\u304c\u5927\u5207\u3067\u3059\u3002<\/p>\n<h2><span id=\"i-4\">\u9045\u5ef6\u640d\u5bb3\u91d1\u306f\u5951\u7d04\u3068\u8acb\u6c42\u5185\u5bb9\u3067\u78ba\u8a8d\u3059\u308b<\/span><\/h2>\n<p>\u8fd4\u6e08\u304c\u9045\u308c\u305f\u5834\u5408\u306b\u306f\u3001\u5951\u7d04\u306a\u3069\u306b\u57fa\u3065\u3044\u3066\u9045\u5ef6\u640d\u5bb3\u91d1\u304c\u767a\u751f\u3059\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002\u8a08\u7b97\u306e\u5bfe\u8c61\u306b\u306a\u308b\u91d1\u984d\u3001\u5229\u7387\u3001\u65e5\u6570\u306e\u6271\u3044\u306f\u3001\u5951\u7d04\u3084\u8acb\u6c42\u306e\u72b6\u6cc1\u3092\u78ba\u8a8d\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u6bce\u6708\u306e\u8fd4\u6e08\u984d\u306b\u4e00\u5f8b\u306e\u7387\u3092\u639b\u3051\u308c\u3070\u6b63\u78ba\u306a\u91d1\u984d\u304c\u5206\u304b\u308b\u3001\u3068\u306f\u9650\u308a\u307e\u305b\u3093\u3002\u8acb\u6c42\u984d\u306e\u5185\u8a33\u3092\u78ba\u8a8d\u3057\u3001\u8aac\u660e\u304c\u5206\u304b\u3089\u306a\u3044\u3001\u5951\u7d04\u3068\u9055\u3046\u3068\u601d\u3046\u5834\u5408\u306f\u3001\u5951\u7d04\u66f8\u3068\u660e\u7d30\u3092\u7528\u610f\u3057\u3066\u76f8\u8ac7\u7a93\u53e3\u3078\u76f8\u8ac7\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<h2><span id=\"i-5\">\u501f\u308a\u63db\u3048\u30fb\u304a\u307e\u3068\u3081\u306f\u6708\u984d\u3060\u3051\u3067\u6bd4\u8f03\u3057\u306a\u3044<\/span><\/h2>\n<p>\u8fd4\u6e08\u5148\u3084\u8fd4\u6e08\u65e5\u304c\u307e\u3068\u307e\u308b\u3068\u7ba1\u7406\u3057\u3084\u3059\u304f\u306a\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u304c\u3001\u501f\u91d1\u305d\u306e\u3082\u306e\u304c\u306a\u304f\u306a\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u6708\u3005\u306e\u652f\u6255\u984d\u304c\u4e0b\u304c\u3063\u3066\u3082\u3001\u671f\u9593\u304c\u9577\u304f\u306a\u308b\u3053\u3068\u3067\u8fd4\u6e08\u7dcf\u984d\u304c\u5897\u3048\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u691c\u8a0e\u3059\u308b\u5834\u5408\u306f\u3001\u73fe\u5728\u306e\u5951\u7d04\u3068\u65b0\u3057\u3044\u5951\u7d04\u306b\u3064\u3044\u3066\u3001\u6b21\u306e\u9805\u76ee\u3092\u4e26\u3079\u3066\u78ba\u8a8d\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<ul>\n<li>\u5b9f\u969b\u306b\u9069\u7528\u3055\u308c\u308b\u91d1\u5229\u3068\u8fd4\u6e08\u7dcf\u984d<\/li>\n<li>\u6bce\u6708\u306e\u8fd4\u6e08\u984d\u3068\u5b8c\u6e08\u307e\u3067\u306e\u671f\u9593<\/li>\n<li>\u624b\u6570\u6599\u306a\u3069\u306e\u8ffd\u52a0\u8ca0\u62c5<\/li>\n<li>\u62c5\u4fdd\u30fb\u4fdd\u8a3c\u4eba\u306a\u3069\u306e\u6761\u4ef6<\/li>\n<li>\u73fe\u5728\u306e\u501f\u5165\u308c\u3092\u5b8c\u6e08\u3059\u308b\u65b9\u6cd5\u3068\u3001\u305d\u306e\u5f8c\u306e\u5951\u7d04\u306e\u6271\u3044<\/li>\n<\/ul>\n<p>\u5e83\u544a\u306e\u6700\u4f4e\u91d1\u5229\u3060\u3051\u3067\u5224\u65ad\u305b\u305a\u3001\u63d0\u793a\u3055\u308c\u305f\u6761\u4ef6\u3092\u78ba\u8a8d\u3057\u307e\u3059\u3002\u3059\u3067\u306b\u8fd4\u6e08\u306e\u305f\u3081\u306e\u501f\u5165\u308c\u3092\u7e70\u308a\u8fd4\u3057\u3066\u3044\u308b\u5834\u5408\u306f\u3001\u501f\u308a\u63db\u3048\u3092\u7533\u3057\u8fbc\u3080\u524d\u306b\u3001\u50b5\u52d9\u6574\u7406\u3092\u542b\u3081\u3066\u5c02\u9580\u5bb6\u3078\u76f8\u8ac7\u3059\u308b\u3053\u3068\u3082\u691c\u8a0e\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<h2><span id=\"i-6\">\u8fd4\u6e08\u306e\u898b\u901a\u3057\u304c\u7acb\u305f\u306a\u3044\u3068\u304d\u306e\u76f8\u8ac7\u5148<\/span><\/h2>\n<p>\u65e5\u672c\u8cb8\u91d1\u696d\u5354\u4f1a\u306e\u8cb8\u91d1\u696d\u76f8\u8ac7\u30fb\u7d1b\u4e89\u89e3\u6c7a\u30bb\u30f3\u30bf\u30fc\u3067\u306f\u3001\u501f\u91d1\u306e\u8fd4\u6e08\u3084\u6574\u7406\u65b9\u6cd5\u306b\u95a2\u3059\u308b\u76f8\u8ac7\u3092\u53d7\u3051\u4ed8\u3051\u3066\u3044\u307e\u3059\u3002\u6cd5\u5f8b\u4e0a\u306e\u5bfe\u5fdc\u306b\u3064\u3044\u3066\u306f\u3001\u5f01\u8b77\u58eb\u30fb\u53f8\u6cd5\u66f8\u58eb\u3084\u6cd5\u30c6\u30e9\u30b9\u306e\u6848\u5185\u3082\u78ba\u8a8d\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u76f8\u8ac7\u6642\u306b\u306f\u3001\u501f\u5165\u5148\u3054\u3068\u306e\u6b8b\u9ad8\u3068\u652f\u6255\u65e5\u3001\u53ce\u652f\u3001\u5951\u7d04\u66f8\u3001\u5c4a\u3044\u305f\u66f8\u985e\u3092\u307e\u3068\u3081\u307e\u3057\u3087\u3046\u3002\u88c1\u5224\u6240\u306e\u66f8\u985e\u304c\u3042\u308b\u5834\u5408\u306f\u3001\u671f\u9650\u3084\u671f\u65e5\u3092\u512a\u5148\u3057\u3066\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<p><a href=\"https:\/\/net-net1990.com\/monekin\/2026\/10\/01\/debt-consultation-checklist\/\">\u501f\u91d1\u306e\u76f8\u8ac7\u5148\u3068\u6e96\u5099\u30c1\u30a7\u30c3\u30af\u30ea\u30b9\u30c8\u3092\u898b\u308b<\/a><\/p>\n<h2><span id=\"i-7\">\u53c2\u8003\u8cc7\u6599<\/span><\/h2>\n<ul>\n<li><a href=\"https:\/\/www.j-fsa.or.jp\/personal\/trouble\/\">\u65e5\u672c\u8cb8\u91d1\u696d\u5354\u4f1a\uff1a\u76f8\u8ac7\u7a93\u53e3<\/a><\/li>\n<li><a href=\"https:\/\/www.cic.co.jp\/faq\/detail\/int\/int05\/002524.html\">CIC\uff1a\u958b\u793a\u5831\u544a\u66f8\u306e\u5165\u91d1\u72b6\u6cc1\u306e\u8a18\u53f7\u306b\u3064\u3044\u3066<\/a><\/li>\n<li><a 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